Non-Life Insurance
Protecting what matters—so you’re ready for life’s surprises.
Sensible Risk Solutions specialise in the provision of Life and Non-Life Group Schemes.
PRODUCT & SERVICE OFFERING
Through our risk identification and risk mitigation models, the team at Sensible Risk Solutions help to navigate all unnecessary risk and cost complications, enabling us to provide products and risk transfer insurance solutions to all our clients and policy holders that are cost effective and bespoke for each client’s unique needs.
Sensible Risk Solutions, in line with their stated strategy of being a “One Stop Shop” for all clients and policy holders, have risk transfer and insurance products that focus on larger insurance risks and projects, as well as products that suite all companies, SMMEs and individuals. Coupled to this, through our Micro Insurance area we collaborate with a number of NGOs, and Statutory Bodies to provide the most suitable risk transfer and insurance solutions for them and their members.
GENERAL COMMERCIAL LINES
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Motor
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Heavy Commercial Vehicle
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Goods in Transit and Cargo
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Buildings Combined
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Theft
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Fire and Accident
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Malicious Damage
SPECIALIST COMMERCIAL LINES
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Body Corporate Insurance
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Farming and Agriculture
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Hospitality
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Liabilities
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Marine
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Aviation
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Engineering
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Surety and Performance Bonds
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Court Bonds
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Legal Assistance
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Tax Assistance
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Alternative Risk Transfer
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Contingency Schemes
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Rent-a-Captive
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Cell Captives
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VALUE ADDED PRODUCTS
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Deposit Protector
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Top-Up / Shortfall Cover
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Scratch and Dent
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Extended Warranty
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Excess Waivers